bad credit is a not an option
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1. Imagine reaching the financial goals you could never reach before such as buying a new home or even a car
2. Unlock lower interest rates which will end up saving you thousands over time
3. YOU DESERVE IT! A clean credit report gives you a peace of mind and significantly reduce financial stress
DID YOU KNOW?
FACTS 101
Nearly 50% of ALL credit reports have inaccuracies. All information on your credit must be 100% the same across all bureaus. This means if your balance is 1539.00 it must reflect that exact number across the board. Common inaccuracies include misspelled names, duplicate accounts, outdated debts still being reported, accounts marked as settled when they were "paid on time", or even accounts that belong to you. This is why it's important to pull a copy of your credit report for free at annualcreditreport.com.
DID YOU KNOW?
Let's Break It Down
1. 35% OF YOUR CREDIT SCORE IS BASED ON PAYMENT HISTORY
2.30% IS YOUR CREDIT UTILIZATION
3. 15% IS THE LENGTH OF YOUR CREDIT HISTORY
4. 10% IS THE DIFFERENT TYPES OF CREDIT REPORTING
5. 10% IS THE AMOUNT OF NEW CREDIT YOU HAVE
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